Kelli Kerton

Hi there! I’m Kelli (with an “i” 😊)

Life is busy! Let us help you!

Road trips, camping, Needoh and squishie hunting 😊, sports—make sure your coverage travels with you!

Meet Kelli Kerton – Your Trusted State Farm Agent in Clive, IA

Hello! I’m Kelli (with an “i” 😊), your local State Farm agent proudly serving Clive, West Des Moines, and surrounding communities for over 18 years. Licensed in Iowa, Illinois, Missouri, Minnesota, and Nebraska, I’m here to protect what matters most to you — your family, your home, your business, and your future.

My personal "why": Every day I get to make a positive impact on someone's life and make a difference in the world...

I LOVE WHAT I DO!

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Why Choose Kelli Kerton Insurance?

• Experienced & Knowledgeable: I provide reliable guidance in auto, home, life, pet, small business insurance, and financial products.

• Personalized Service: I believe insurance is about people — your unique needs, your goals, and your security. My team and I take the time to listen, inform, and tailor coverage options just for you.

• Community Focused: A proud mom of two busy kids in the Waukee School District and a West Des Moines resident for 12 years, I’m deeply connected to our community and understand what local families need.

• Friendly & Approachable: Whether you’re a first-time insurance buyer or looking to review your current coverage, I’m here to guide you with honesty, care, and a positive attitude.

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A Little About Me

Born and raised in Cedar Rapids, a University of Northern Iowa alum, and a devoted Iowa Hawkeyes and St. Louis Cardinals fan, I bring Midwestern values and a passion for helping others to everything I do. Outside of work, I enjoy cheering on my kids at soccer, football, basketball, and dance events, volunteering together as a family, and spending time with Gilbert, our lovable chocolate lab and office emotional support dog.

Services Offered

• Auto Insurance

• Homeowners & Renters Insurance

• Life & Health Insurance

• Pet Insurance

• Small Business Insurance

• Financial Products

If you are in a position to help someone else, take this opportunity to place a SMILE on their face!!

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Ready to get started? Contact me today for a free consultation, and let’s put a smile on your face with the right coverage for your life.

Follow Us on social media @KertonInsurance for local updates, family tips, community events, and more!

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"Life is really simple, but we insist on making it complicated." - Confucius

Frequently Asked Questions (FAQ)

Q: What's an effective way to get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Serving Clive and the surrounding area, Kelli can help answer your questions.

Q: How soon can I get insured for my car?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. Have questions? Kelli in Clive can walk you through your options.

Q: What are the insurance requirements on a leased car?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Kelli works with Clive residents to find coverage that fits.

Q: Do you have to have home insurance?

A: Homeowners insurance requirements can vary depending on your state and situation, but most lenders will require it if you have home financing. Even when it's not required, many homeowners choose to carry coverage to help protect their home and financial well-being from unexpected events. Connect with Kelli for insurance guidance in Clive.

Q: How does life insurance work at a basic level?

A: Life insurance is a way to help take care of the people you love financially. It can provide support to your beneficiaries to help cover things like everyday expenses, debts, or future needs, depending on the coverage you choose. In Clive, you can count on Kelli for personalized service.

Q: What does renters insurance cover?

A: Renters insurance can help cover your personal belongings, personal liability, and additional living expenses if your rental becomes uninhabitable due to a covered loss. Kelli serves Clive, IA and is happy to help with your insurance needs.